Welcome To NewLoan123

A New Home Loan
as Simple as 123

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Welcome ToNewLoan123

Buying a new home? Considering a refinance? Let our team of experts here at NewLoan123 help you navigate the seemingly endless options out there to find the perfect Mortgage solution to meet your needs.

We are dedicated to providing a great experience, closing your loan smoothly and on time, and building a relationship for life.

Discover Our Services

Purchase

Primary Residence, 2nd homes, Investment properties, New Construction and more

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Refinance

Lower your rate, drop your PMI, reduce your loan term or take cash out to pay off debt or make home improvements

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Home Equity Lines & 2nd Mortgages

Home Equity Lines and 2nd mortgages available. Click Below to know more.

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Consult A Professional
Asian family moving to new home / apartment with many packing boxes
Glad cheerful young african american family show key and enjoy purchase of real estate in room with cardboard boxes with things and plants, copy space. Celebrating moving in new house, relocation
Young Asian couple makes contract with house sale agency. Man receiving the house key from female home broker with happy and smie. Woman looks at agent real estate property agreement with successful.

We Are Here
 To Guide You.

Whether you are looking to buy your first home, refinance your existing loan, or buy your 3rd investment property. No matter what your goal is, We are dedicated to helping you find the perfect mortgage solution to meet your needs.

  • Flexible mortgage solutions
  • Exceptional service throughout the process
  • Very competitive rates
  • Get pre-qualified in just a few minutes.
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MortgagePAYMENT CALCULATOR

Calculate how much your monthly mortgage payment could be.

  • Results are hypothetical and may not be accurate
  • This is not a commitment to lend nor a preapproval
  • Consult a financial professional for full details.
Consult A Professional
mortgage calculator

What our Clients Are Saying

Nate and Rob are true professionals in efficiently assessing your financing needs and delivering on a tailored package with highly competitive and transparent pricing. I couldn't be more satisfied with the outcome of my 15-year and 30-year loans on separate houses in Orange County and SD County in August/September 2023.

Leonard M. Greenstei

Encinitas, CA
Pleasure working with Nate and his team. Nate was very personable, punctual and very commutative. We were able to get a loan approval and closing escrow in about 3 weeks, from starting our search to finish. Nate made the entire process streamlined and made the home purchasing process a breeze. Thanks again for everything Nate!

Christopher Sanchez

Home Owner
Rob Merrill is the best lender I have ever worked with. He always kept me informed and up to date on the process. He always followed up all correspondence with a reply and a confirmation phone call. That;s how business is done! I wont work with anyone else.

w major

Sacramento, CA
My husband and I have worked with Nathan and Rob for many years. They are very responsive, professional, and communicate along every step of the way! We have gone through several loans , all with Nathan and Rob and we’ve never been disappointed. I always recommend Nathan to family and friends because of his effectiveness and competitiveness. If you need someone trustworthy and reliable 123 is the way to go!

ymadrigal2008

Cerritos, CA
Excellent service! Nathan and the team from New Loan 123 are amazing. They were incredibly helpful throughout the mortgage process, providing clear explanations for every step. The communication was constant, and they patiently answered all my questions. What impressed me the most was their transparent and customer-focused approach.

cardinraul

Long Beach, CA
Thank you Nathan, Rob and the entire Team! You all were great and and have given us plenty of options. Everyone is easy to work with from beginning to end. We appreciate the communication and support throughout the process. Wonderful experience for first time buyers like us. We will definitely recommend you and your team to our friends and family. Thank you for everything!

Sonny & Becca O

Lakewood, CA
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